Louisiana Life Insurance Coverage

Life Insurance

Life Insurance

Bolivar Broussard and Company Insurance is a comprehensive insurance agency. Securing a trustworthy quote means entering into a contract between an insurance policyholder and Bolivar Broussard and Company Insurance where we promise to pay your designated beneficiary in exchange for a premium upon the death of the policyholder. Our licensed insurance agents provide all of the details in your initial consultation so you understand every beneficial aspect of creating a life insurance policy and what this security can do for you and your loves ones.

What Does a Life Insurance Policy Entail?

A policy holder who signs on with our office typically pays a one-lump sum premium. There are many life occurrences that can trigger a policy payment before your regular payment is due, including:

  • Terminal illness
  • Critical illness
  • Funeral expenses

Whenever your life insurance policy is designed to describe the limitations of specific events, oftentimes Bolivar Broussard and Company Insurance will include a written clause in your contract to limit the liability these specific exclusions: war, suicide, fraud, riots, or civil commotion. We do not ensure these claims are forthcoming, however, it's essential to protect yourself from unexpected events that could rattle your livelihood.

Two Major Categories of Life Insurance

Life insurance policies tend to fall into two major categories, which include:

  • 1. Investment policies--Facilitating the growth of capital by single or regular premiums is the main goal of investment policies. Variable life, whole life, and universal life are the most common forms of investment life insurance policies.
  • 2. Protection policies--In the event of a specific life occurrence or tragedy, protection policies are designed to offer a lump sum payment written in the contract as term insurance.

Our experts at Bolivar Broussard and Company Insurance calculate policy premiums for your comfortable level of fund claims, to cover administrative costs, and to offer a profit.

Contact Us

To learn more, please contact our office today.

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What we offer

Our Trusted Partners

  • Aegis
  • Allied Trust
  • American Modern
  • Capitol
  • Federated Insurance
  • GeoVera Insurance
  • Gulf States Insurance
  • Hagerty
  • IAT
  • Kemper Specialty
  • Liberty Mutual
  • Lighthouse
  • Louisiana Citizens
  • LWCC
  • Maison Insurance
  • Markel
  • MetLife
  • National General
  • Orchid
  • Principal
  • Progressive
  • Prudential
  • RPS
  • SIS Insure
  • Southern Fidelity
  • US Assure
  • White Pine Insurance
  • Wright